Security

Bank-grade encryption, biometric login and real-time fraud monitoring protect your account. Payments run through licensed banking partners regulated by the CBN, and deposits are insured by the NDIC.

Your account

Biometric login

Open your wallet with your phone's biometrics, so your account stays in your hands.

PIN on every payment

Money leaves your wallet only after you confirm the details and enter your PIN.

Bank-grade encryption

Your data and transactions are encrypted in transit and at rest.

Real-time fraud monitoring

Unusual activity is flagged the moment it happens, so our team can step in quickly.

Verified identities

Every account completes identity checks, and every vendor is approved by our team before selling.

Licensed and insured

Payments run through licensed banking partners regulated by the CBN. Deposits are insured by the NDIC.

Stay safe

  1. 01

    Keep your PIN private

    Your PIN and one-time codes are for you alone. Share them with no one, including anyone claiming to work for us.

  2. 02

    Check before you confirm

    Read the name, e-tag and amount on every confirmation screen before you enter your PIN.

  3. 03

    Use official channels

    Download Energywallet only from the App Store or Google Play, and contact us through this website or the app.

  4. 04

    Report anything unusual

    A strange request, an unknown login or a message that feels off: tell our support team straight away.

FAQ

Your account is protected by bank-grade encryption, biometric login and real-time fraud monitoring. Energywallet is licensed by the CBN, and deposits are insured by the NDIC.

Seen something suspicious?

Our support team is ready to help. Tell us what happened and we'll look into it.